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Curie Money Raises $1.2 Million in Seed Funding Led by India Quotient

Based in Bengaluru, the startup's platform allows users to invest in mutual funds while retaining instant access to funds for payments.
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Fintech startup Curie Money has successfully raised $1.2 million in seed funding, led by India Quotient, with participation from institutional and angel investors.

The funds will be directed toward team expansion, product development, technology upgrades, and strategic partnerships, with a focus on expanding offerings in the current account and MSME sectors, the company announced.

Founded in 2022 by Arindam Ghosh and Tushar Choudhary, Curie Money operates as a fintech platform that integrates banking and investing.

Based in Bengaluru, the platform allows users to invest in mutual funds while retaining instant access to funds for payments.

Key services include:

  • Savings accounts with no minimum balance, powered by YES Bank.
  • Fixed-income investment options via ICICI Prudential Mutual Fund.
  • Instant mutual fund redemption for payment transactions.

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Curie Money distinguishes itself by combining liquidity with competitive returns. Its savings solution provides mutual fund returns of 7–8%, paired with the convenience of traditional banking.

The app is designed for high-net-worth individuals (HNIs) and features tools for seamless financial management, including fully digital onboarding and zero balance maintenance.

Curie Money has also secured approval from NPCI to function as a third-party app provider (TPAP) for UPI services, enabling further innovation in its payment capabilities.

By bridging gaps in personal finance and providing smarter money management options, Curie Money is set to position itself strongly in the Indian fintech space.

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